Accountant Thinking

Its been a while since I had something to rant about!

Company accountants, what is it with these people, they think in a totally different way to the rest of the worlds population!!
when an accountant thinks , all logic and common sense is stripped away and they are left with one descision, "will I have to pay money out now".

let me give you an example

we lease computers from a leasing company, each computer is covered by a policy which covers being stolen and accidental damage etc, the policy has a $250 excess (you pay the first $250) so if a laptop is damaged (which happens quite a bit around here) we pay $250 and get a new laptop complete with all the software.

And now the accountant thinking is as follows

"the company had a group insurance policy, so we don't need to pay for the policy provided by the lease company, then company policy has $2500 excess, we like a high excess because nobody claims off it and our renewal cost is lower."

the problem there is, we don't have any laptops that cost that much, so its not cost effective to claim if they are damaged.

SO NO WONDER THE RENEWAL OF THE INSURANCE IS LOW, NOBODY CAN CLAIM OFF IT!!!!!!

so if someone drops a laptop, we have to continue to pay the lease and puchase a new laptop and the buy the software, so instead of a $250 outlay we have cost of the new laptop and the software AND we are still paying for the lease, all this for saving $25 a quarter!!

Is it me or am I missing something here, Accountants please contact me explain!!